I followed the directions for creating a Cloudant account (a bit confusing, but I muddled my way through it). I had to delete the Cloudant service and start over because it defaults to IAM only, which does not give a password (not mentioned in the instructions).
Oh right. I need to look into that. I hate when IBM changes things all the time.
But the IAM issue is mentioned in the manual.
15: If you have the choice of Available authentication methods, you MUST choose the Use both legacy credentials and IAM. If you don’t choose that option, you won’t get a username and password from the next step.